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Topic: deposit-insurance

The United States Treasury Building in Washington, DC
Personal Finance
Monday, 7/20, 07:16 PM

FDIC insurance: the $250,000 limit is not the limit

  • The headline number is $250,000, but it applies per depositor, per bank, and per ownership category.
  • Those last two qualifiers are what let a household hold well over $250,000 at a single bank with every dollar insured.
  • The trust rules changed in April 2024, and that is where most outdated advice goes wrong.

deposit-insurance — news and stories on this topic

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