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Personal Finance When driving across town for cheaper gas actually pays offTech OpenAI counters Anthropic with a no-retention approach to AI safety monitoringEconomy Trump pauses 50% tariffs as the US and Canada close in on a trade dealCompanies SpaceX sought to buy AI coding startup Cognition, Bloomberg reports; its CEO says noTech OpenAI slows some frontier AI work after a model nears a critical cyber thresholdCrypto Bitcoin tops $69,000, wiping out roughly $1.7 billion in short betsMarkets Gold jumps to its highest since early June as the Treasury doubles bond buybacksPersonal Finance Treasury moves to deny refundable tax credits to immigrants without qualified statusPersonal Finance When driving across town for cheaper gas actually pays offTech OpenAI counters Anthropic with a no-retention approach to AI safety monitoringEconomy Trump pauses 50% tariffs as the US and Canada close in on a trade dealCompanies SpaceX sought to buy AI coding startup Cognition, Bloomberg reports; its CEO says noTech OpenAI slows some frontier AI work after a model nears a critical cyber thresholdCrypto Bitcoin tops $69,000, wiping out roughly $1.7 billion in short betsMarkets Gold jumps to its highest since early June as the Treasury doubles bond buybacksPersonal Finance Treasury moves to deny refundable tax credits to immigrants without qualified status

Personal Finance

The Marriner S. Eccles Federal Reserve Board Building in Washington, DC
Personal Finance 31 d

Bond ladders, and the one thing most people get wrong about bond funds

  • With the 30-year Treasury yielding above 5%, fixed income is drawing attention again.
  • The distinction that matters most is not which bonds to buy but the difference between owning a bond and owning a bond fund, because only one of them has a date on which you get your money back.

In brief

In brief

An aerial view of a residential subdivision of single-family homes
Personal Finance 42 d

Property Tax Bills Are Rising: Why It Happened and How to Push Back

  • After years of surging home values, US property tax bills are catching up, and many homeowners are opening assessments far bigger than they budgeted for.
  • Here is why it is happening, how the bill is calculated in plain English, and the practical steps to challenge an assessment you think is too high.

In brief

In brief

In brief

Personal finance — saving, investing and the cost of living

The Personal Finance section brings together practical money guidance: saving and investing, pensions and retirement, mortgages and borrowing, tax, budgeting and the cost of living. We help you make sense of your money and the decisions that shape it.

We explain the choices in plain language — how interest rates, inflation and market moves affect your savings, your home and your long-term plans — so you can act with confidence.

More to read from the other sections: the economy, markets and companies.