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Personal Finance

In brief

In brief

Young children at a daycare center
Personal Finance 3 d

Why a Low-Tax State May Not Be Cheaper Once You Factor In Childcare

  • Moving to a no-income-tax state can shave a meaningful sum off a household's tax bill.
  • But for families with young children, childcare — now averaging more than $13,000 a year, and far more for infants — can dwarf those savings, scrambling the usual map of 'affordable' states.

In brief

In brief

Personal finance — saving, investing and the cost of living

The Personal Finance section brings together practical money guidance: saving and investing, pensions and retirement, mortgages and borrowing, tax, budgeting and the cost of living. We help you make sense of your money and the decisions that shape it.

We explain the choices in plain language — how interest rates, inflation and market moves affect your savings, your home and your long-term plans — so you can act with confidence.

More to read from the other sections: the economy, markets and companies.