Personal Finance
Sunday, 6/28, 06:44 PM
The IRMAA Trap: How Selling Your Home Can Spike Medicare Premiums Two Years Later
- A big one-time windfall — selling a house, a large Roth conversion, a fat capital gain — can quietly raise a retiree's Medicare premiums, but not until two years later.
- The culprit is a surcharge called IRMAA, and its two-year delay is exactly what catches people out.