New Personal Finance
Monday, 6/29, 03:44 PM
A New Federal Rule Lets Insurers Shift Roof Costs to Homeowners. What to Know
- A March 2026 change by Fannie Mae and Freddie Mac no longer requires full replacement-cost coverage on roofs — opening the door for insurers to pay only a roof's depreciated value.
- It may trim premiums, but it can leave homeowners owing thousands after a storm.
- Here's how to check where you stand.